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Install the Damask pattern by double clicking it.
Step 2

Create a new document (File > New) and set the Width to 600 px, the Height to 300 px and the Resolution to 72.

https://cms-assets.tutsplus.com/uplo...new-canvas.jpg
Step 3

Select > All, then Edit > Fill and pick White from the drop-down list. Then Select > Deselect. Let’s rename the layer (Layer > Rename Layer) to Background to keep it nice and clean.
Step 4

Now double-click the Background layer to enter Layer Style. You’re going to add a Pattern Overlay. From the drop-down list, select the dark gray Damask pattern.
https://cms-assets.tutsplus.com/uplo...rn-overlay.jpg Step 5

Now add a Color Overlay with the following settings:

Then you’re going to add a Gradient Overlay with the following settings:

https://cms-assets.tutsplus.com/uplo...nt-overlay.jpg Step 7

While you're still in the Gradient Overlay section, click on the canvas and hold while dragging upwards to move the gradient. You’ll see it gives the background a nice soft light that spreads from the top.
https://cms-assets.tutsplus.com/uplo...g-gradient.jpg 2. Create the Text and Add Effects

Install the Webtreats pattern by double clicking it.
Step 2

Install the font Great Vibes. Then back in Photoshop, create the text by typing Luxury or something else of your choosing and select the font you just installed (it’s called Great Vibes Regular in the font list). Set the size to 200 pt. It doesn’t matter what color you choose because we’re going to add a lot of effects that’ll cover it.
Step 3

Double-click the Luxury layer and let the fun begin! Under Pattern Overlay, add the black pattern from the Webtreats pack. Unfortunately, it doesn’t have a unique name, but luckily all the patterns have different colors, and you’re going to use the only black one there is. It’ll add a dark stone pattern to the text:
https://cms-assets.tutsplus.com/uplo...rn-overlay.jpg Step 4

Add a Gradient Overlay to the mix, so the text comes to life:
https://cms-assets.tutsplus.com/uplo...nt-overlay.jpg Step 5

To make the text pop, add Bevel & Emboss with the following settings. Make sure the Gloss Contour is the one called Ring – Double.
https://cms-assets.tutsplus.com/uplo...vel-emboss.jpg Step 6

Then add some Contour to adjust the Bevel & Emboss. Make sure the Contour is called Gaussian.
https://cms-assets.tutsplus.com/uplo...le-contour.jpg Step 7

Now frame the whole text with a golden border by adding an Outer Glow:
https://cms-assets.tutsplus.com/uplo...outer-glow.jpg Step 8

By adding a silver Stroke to the text, you’ll make it shine and stand out even more:
https://cms-assets.tutsplus.com/uplo...yle-stroke.jpg Step 9

Lastly, add a Drop Shadow to separate the text from the background:
https://cms-assets.tutsplus.com/uplo...rop-shadow.jpg Step 10

Hit OK and you end up with a shiny new text effect.
3. Save the Text Effect for Future Use

But of course you’ll want to save the effect so you can use it over and over again on other text or objects. If you take a look at the Styles panel, you’ll notice the small icon that looks like a piece of paper with a folded corner. Click on it to add the style to your active styles and give it a memorable name.
https://cms-assets.tutsplus.com/uplo...-new-style.jpg Step 2

You still need to save it to the library, so go ahead and click on the small drop-down icon and then Save Styles. Save it anywhere you want, although I recommend saving it in the Photoshop folder:

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