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قديم منذ /10-03-2020, 03:38 PM   #1

كمال رامي
 
الصورة الرمزية كمال رامي

:: عضو مميز ::

كمال رامي متواجد حالياً

 رقم العضوية : 70540
 تاريخ التسجيل : 21 - 12 - 2018
 المشاركات : 1,254
 النقاط : كمال رامي is on a distinguished road
 تقييم المستوى : 27

افتراضي ستة أشياء للقيام بها بعد فيضان المنزل

<*iv align="left">Six Things to Do After a home Floo*



The home of yours is floo*e*, plus you *o not un*erstan* how to procee* - particularly in the wake of an all-natural *isaster when the 1st goal of yours will be the security of the family of yours. It might be *ays before you are able to arrange for the insurance of yours in or*er to come out, or even to start repairs. Here is what you are able to *o as well as concentrate on as you wait for professionals to fix the house of yours.



Stay away from Further Damage
Foremost an* first, you have to lower the power. Take a**itional care before choosing to grab pro*ucts or even take photographs. Floo* h2o coul*:



Carry an [فقط الأعضاء المسجلين والمفعلين يمكنهم رؤية الوصلات . إضغط هنا للتسجيل] current to shock you or even spark a fire
Intro*uce microbes an* bacteria to the home of yours
Allow it to be more *ifficult to walk safely
Weaken the framework of your home Locate the circuit panel of yours. Turn off all power circuits, whether or not the power to the home is now off.



Create a visual assessment of the outsi*e of the property of yours. Search for signs of possible *anger, such as a collapse* roof. If you're uncertain the home is goo* to enter, *on't go insi*e.



Gather Important Papers
The expense of fixing minor water *amage averages aproximatelly $2,500 base* on HomeA*visor. You might be rea*y to make use of insurance to cover some or even most of it. Not many homeowners anticipate the amount of *ifficulty, therefore it's a*visable to soak your papers [فقط الأعضاء المسجلين والمفعلين يمكنهم رؤية الوصلات . إضغط هنا للتسجيل] an* very easy to fin*. The *ocuments you may will nee* inclu*e:



Homeowners' policy recor*s
Documentation of floo* insurance, when applicable
In*ivi*ual i*entification
Evi*ence of ownership



If you're certain that you are able to make it through the home safely, locate this info. Get it to a protecte* place from the web site. If you are not confi*ent or maybe the floo*ing is long-lasting or severe, *on't risk the safety of yours by re-entering the home since it might be structurally unsoun*.



Select Your Insurance Policy
Hurricanes result in enormous amounts of *ollars in *amage annually, with an or*inary case every house ranging from $45,000 to $115,000. The kin* of floo*ing your house sustaine* affects the type of insurance you are going to use to make repairs. Your typical coverage generally *oesn't possess a provision for water *amage as a result of climate.



This particular *isaster type usually requires floo* insurance, a unique policy that you bring from the fe*eral government or maybe a personal insurer. If the basement of yours is soake* because of a burst pipe in the plumbing of yours, you nee* to begin with your homeowner's insurance.



File a Claim The typical claim for home floo*ing not associate* with weather hovers about $8,000. The claim proce*ure coul* take weeks or *ays, therefore you nee* to start as fast as you are able to. Even a little amount of water left to sit *own for hours in the basement of yours might lea* to consi*erable *amage. Here is what you may have to pay for:



Figuring out the scope of the water *amage
Flooring removal an* replacement
Drying foun*ation as well as walls
Replacing broken electrical an* plumbing systems Remember that the insurance of yours might not pay for a complete replacement of all *estroye* equipment or possessions. Many policies create a *ifference between fair market value as well as replacement printer. Ask the insurer of yours regar*ing the *etails of the coverage of yours before you begin shopping.



Paper Everything
Because you *on't un*erstan* just how long it is going to take prior to a claims a*juster comes, you wish to begin creating a recor* right away. Take write, vi*eo, an* pictures *own any info you've about the problem of the house. If the property *eteriorates once the original *amage (e.g. because of a fire *ue to floo*ing), up*ate the recor* of yours to reflect it.



The statements a*juster of yours will probably con*uct a comprehensive investigation whenever they get to the property of yours. The [فقط الأعضاء المسجلين والمفعلين يمكنهم رؤية الوصلات . إضغط هنا للتسجيل] number of information you are able to provi*e at the beginning, the more informe* they are able to be *uring the inspection of theirs.



Start the Repair Process At the earliest opportunity of yours, take away the *rinking water from the house. You are able to use a sump pump in case you've one, or hire an expert to get it *one. Be cautious about paying for services or equipment until the claims a*juster of yours is complete categorizing the extent of the *estruction. Keep receipts for all you purchase, regar*less of how little. The very last thing you nee* to happen is get stuck with a bill that you believe* is close*.



In case the fe*eral government *eclares the region of yours a *isaster area, you might nee* to hol* out longer for entry to restore services. Defen* yourself from frau* by asking any person that visits the home of yours for proof as well as i*entification that they're *elivere* from the insurance company of yours. Don't trust contractors *eman*ing transaction in a*vance, as this's a typical scam metho*.




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